714 Bluewater Court

Monticello, IN
$ 280,000 Beds 3 Baths 2 Sq 1,260 Virtual Tour
Monthly Estimate* How much can I afford?

**BUILT IN 2025 | 3 BEDROOMS | 2 BATHROOMS | MODERN FINISHES | NEAR THE RIVER** Welcome home to this beautifully crafted 3-bedroom, 2-bath ranch, where quality craftsmanship meets modern design. Located just moments from the river, this move-in-ready home offers the perfect blend of comfort, style, and convenience. Step inside to discover an open-concept layout filled with natural light, luxury wood-look flooring, and contemporary finishes throughout. The spacious kitchen is the heart of the home, featuring crisp white shaker cabinetry, contrasting dark lower cabinets, stainless steel appliances, a large center island with seating, and abundant counter spaceperfect for entertaining or everyday living. The private primary suite offers a peaceful retreat with a beautifully appointed en-suite bathroom featuring a double-sink vanity and generous storage. Two additional bedrooms provide flexibility for family, guests, or a home office, while the second full bath showcases stylish modern finishes. Additional highlights include a dedicated laundry room with built-in cabinetry and folding counter, a high-efficiency HVAC system, durable low-maintenance flooring throughout, and ample storage. Outside, enjoy the welcoming front porch with modern railing and the rear deck, providing the perfect space for morning coffee, grilling, or relaxing while taking in the peaceful surroundings near the river. The 2 1/2 car heated garage is a game changer for our Indiana winters. Whether you're looking for your first home, downsizing into low-maintenance living, or searching for a brand-new investment, this thoughtfully designed home checks all the boxes.

Single Family

  • Price
  • $ 280,000
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHITE
  • Half Bathrooms
  • 0
  • Area
  • Union
  • Lot Size
  • 0.23 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 1,260
  • Year Built
  • 2025
  • Taxes
  • $ 536
  • Style
  • Ranch
  • MLS#
  • 202629277
Listed By: Rachel Henry with Modern Real Estate; Cell: 574-732-4889
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Detached
Amenities Open Floor Plan,Main Floor Laundry
Status Active
Full Baths 2
Bathrooms 2
Year Built 2025
New Construction No
Subdivision Teeter(s)
Style One Story
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 1
FIPS Code 18181
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Annual Taxes 536
Area White County
Location City/Town/Suburb
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Assoc. Dues Frequency Not Applicable
Architectural Style Ranch
Total Sq Ft 1260
Elementary School Twin Lakes
Middle School Twin Lakes
Legal Description DENNIS P TEETERS SUB LTS 17 & 18 OF JCR 4TH ADD LOT 16
Agent First Name Rachel
Agent Last Name Henry
DOM 57
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,USDA,VA

Interior Features

Basement Crawl
Flooring Hardwood Floors
Kitchen Length 15
Kitchen Width 15
Beds 3
Total Rooms 5
Fireplace None
Family Room Width 15
Family Room Length 15
Full Baths Main 2
Total Finished SqFt 1260
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 14
Above Grade Finished SqFt 1260
Main Level SqFt 1260
Basement Material Block

Exterior Features

Exterior Vinyl
Pool No
Garage Length 20
Garage Width 30
Lot Size Area 10019
Lot Dimensions 170x60
Lot Description Level
Garage SqFt 600
Water Features Walk to Lake Access,None
Approx. Lot Size Acres 0.23
Garage Capacity 2.5
Off Street Parking Y/N Yes
ROOF MATERIAL Shingle
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Twin Lakes Elementary School
Middle School Twin Lakes Middle School
High School Twin Lakes High School

Price History

7/21/2026 Listed $299,000
9/4/2026 7% - $280,000

Property vs Zip Code Average in 47960

Price
AVG $370K
$280K
Taxes
AVG $2,046
$536
Year Built
AVG 1965
2025
Visits
AVG 61
16
Data Provided by Inside Real Estate®

714 Bluewater Court Monticello, IN is a Single Family Home for sale at $280000 with 1260 sqft and a lot size of 0.23 Acres Acre(s). 714 Bluewater Court Monticello has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.