200 E State Road 16 Highway

Monticello, IN
$ 394,000 Beds 4 Baths 2 Sq 2,160 Virtual Tour
Monthly Estimate* How much can I afford?

OPEN HOUSE AUG 30 1-3 p.m. The actual address GPS coordinates are as follows 40.76183697529391 -86.75329010497451 Type in 200 E. STATE ROAD 16 Monticello IN 47960 This beautiful fully remodeled 4-bedroom, 2-bath home offers the perfect blend of comfort, space, and lake living on scenic Lake Shafer. Designed for both everyday living and entertaining, this inviting property features spacious living areas, generously sized bedrooms, and thoughtful updates throughout. The finished basement creates an exceptional gathering space ideal for hosting, game days, or relaxing evenings at home. An oversized garage provides abundant room for vehicles, lake toys, tools, and storage, offering the flexibility today's homeowners desire. Enjoy the convenience of being just moments from boating, fishing, dining, and all the recreational opportunities that make the Lake Shafer area one of Monticello's most sought-after destinations. Whether you're looking for a year-round residence, a weekend retreat, or a place to create lasting memories, this exceptional property delivers the lifestyle you've been searching for.

Single Family

  • Price
  • $ 394,000
  • City
  • Monticello
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WHITE
  • Half Bathrooms
  • 0
  • Area
  • Liberty
  • Lot Size
  • 0.3 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 2,160
  • Year Built
  • 1945
  • Taxes
  • $ 872
  • Style
  • Site-Built Home
  • MLS#
  • 202626076
Listed By: Jace Hicks with Summerland Realty Group, LLC;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Regional
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Basement
Fireplaces Yes
Water Access Type Lakefront
Garage Detached
Amenities Deck Open,Deck on Waterfront,Wet Bar
Status Active
Full Baths 2
Bathrooms 2
Year Built 1945
New Construction No
Subdivision Lake Shafer
Style One Story
Township Liberty
Class RESIDENTIAL
Type Site-Built Home
Age 81
FIPS Code 18181
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 872
Area White County
High School North White Jr/Sr
City Monticello
School District North White School Corp.
Assoc. Dues Frequency Not Applicable
Total Sq Ft 2160
Elementary School North White Primary
Middle School North White Jr/Sr
Legal Description OUT S FRAX 10-28-03 0.30
Agent First Name Jace
Agent Last Name Hicks
DOM 78
Tax Year 2026

Interior Features

Basement Partial Basement
Fireplace(s) 1
Kitchen Length 13
Kitchen Width 9
Beds 4
Total Rooms 8
Dining Room Length 10
Dining Room Width 9
Fireplace Gas Log
Family Room Width 14
Living Room Width 16
Family Room Length 15
Living Room Length 22
Full Baths Main 1
Total Finished SqFt 2160
Basement Y/N Yes
Above Grade Bedrooms 2
Below Grade Baths 1
Below Grade Bedrooms 2
Full Baths Below Grade 1
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 9
3rd Bedroom Length 11
3rd Bedroom Level Lower
3rd Bedroom Width 13
4th Bedroom Length 19
4th Bedroom Level Lower
4th Bedroom Width 19
Above Grade Finished SqFt 1440
Below Grade Finished SqFt 720
Living/Great Rm Level Main
Basement Material Block

Exterior Features

Exterior Vinyl
Water Frontage 138
Pool No
Waterfront Lake
Garage Length 18
Garage Width 26
Lot Size Area 13068
Lot Dimensions 128X100
Lot Description Waterfront-Medium Bank
Garage SqFt 468
Well Type Private
Water Name Lake Shafer
Approx. Lot Size Acres 0.3
Garage Capacity 2
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School North White Primary Elementary School
Middle School North White Jr/Sr Middle School
High School North White Jr/Sr High School

Price History

7/1/2026 Listed $449,000
7/14/2026 5% - $429,000
7/23/2026 3% - $419,000
8/3/2026 5% - $399,000
9/17/2026 2% - $394,000

Property vs Zip Code Average in 47960

Price
AVG $370K
$390K
Taxes
AVG $2,046
$872
Year Built
AVG 1965
1945
Visits
AVG 61
11
Data Provided by Inside Real Estate®

200 E State Road 16 Highway Monticello, IN is a Single Family Home for sale at $394000 with 2160 sqft and a lot size of 0.3 Acres Acre(s). 200 E State Road 16 Highway Monticello has 4 bedrooms, 2 baths and was built in 1945. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.