500 E Ohio Street

Monticello, IN
$ 560,000 Beds 4 Baths 2.5 Sq 2,537 Virtual Tour
Monthly Estimate* How much can I afford?

Freshly painted four-bedroom home with two full baths with a house that boasts an open great room plus much more! Located on the northern end of Lake Freeman past the Madam Carroll and the Sportsman Inn this property has approximately 110 feet of waterfront. The home has 2,537 square feet of finished area and a 741 square foot basement which could for the kids, a den, or a hobby room. Furnace installed in 2024, roof replaced in 2016, and some trees were cleared on the water side in 2025. Screened porch attached to the back of the house as you walk from the kitchen area. Attic access from the garage and from an upstairs bedroom.

Single Family

  • Price
  • $ 560,000
  • City
  • Monticello
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WHITE
  • Half Bathrooms
  • 1
  • Area
  • Union
  • Lot Size
  • 0.73 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 2,537
  • Year Built
  • 1978
  • Taxes
  • $ 5128
  • Style
  • Site-Built Home
  • MLS#
  • 202622934
Listed By: James Mann with REAL ESTATE NETWORK L.L.C; Cell: 574-870-0044
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities Attic Pull Down Stairs,Attic Storage,Ceilings-Vaulted,Foyer Entry,Patio Covered
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1978
New Construction No
Subdivision Horseshoe Landing
Style Two Story
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 48
FIPS Code 18181
Inside City Limits Yes
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 5128
Area White County
Location City/Town/Suburb
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Assoc. Dues Frequency Not Applicable
Other Fee Description SFLECC
Other Fees $ 150
Other Fees Frequency Annually
Total Sq Ft 3278
Elementary School Twin Lakes
Middle School Twin Lakes
Legal Description Horseshoe Landing Sub Lot 54 and 1/2 Lot 55
Agent First Name James
Agent Last Name Mann
DOM 98
Tax Year 2026

Interior Features

Basement Crawl,Partial Basement,Unfinished
Fireplace(s) 1
Flooring Hardwood Floors,Carpet
HVAC Zoned Heating
Kitchen Length 13
Laundry Room Width 7
Laundry Room Length 9
Kitchen Width 11
Beds 4
Total Rooms 8
Dining Room Length 13
Dining Room Width 12
Fireplace Living/Great Rm,Wood Burning
Family Room Width 15
Living Room Width 24
Family Room Length 16
Living Room Length 20
Full Baths Upper 2
Total Finished SqFt 2537
Basement Y/N Yes
Above Grade Bedrooms 4
Half Baths Main 1
1st Bedroom Level Upper
1st Bedroom Width 12
2nd Bedroom Length 12
2nd Bedroom Level Upper
2nd Bedroom Width 13
3rd Bedroom Length 17
3rd Bedroom Level Upper
3rd Bedroom Width 16
4th Bedroom Length 10
4th Bedroom Level Upper
4th Bedroom Width 13
Above Grade Finished SqFt 2537
Below Grade Unfin. SqFt 741
Living/Great Rm Level Main
Main Level SqFt 1455
Basement Material Block

Exterior Features

Exterior Brick,Wood
Water Frontage 110
Driveway Gravel
Pool No
Waterfront Lake
Garage Length 28
Garage Width 25
Lot Size Area 31995
Lot Dimensions 90 x 234,45 x 231
Lot Description Waterfront,Wooded,Waterfront-High Bank
Garage SqFt 700
Water Features Pier/Dock
Water Name Lake Freeman
Approx. Lot Size Acres 0.73
Garage Capacity 2
ROOF MATERIAL Asphalt,Shingle
Lake Access to Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes
County Zoning R-2 Single & Two-family Resident

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Twin Lakes Elementary School
Middle School Twin Lakes Middle School
High School Twin Lakes High School

Price History

6/12/2026 Listed $620,000
6/29/2026 5% - $595,000
7/23/2026 6% - $565,000
8/26/2026 1% - $560,000

Property vs Zip Code Average in 47960

Price
AVG $370K
$560K
Taxes
AVG $2,010
$5,128
Year Built
AVG 1966
1978
Visits
AVG 60
59
Data Provided by Inside Real Estate®

500 E Ohio Street Monticello, IN is a Single Family Home for sale at $560000 with 2537 sqft and a lot size of 0.73 Acres Acre(s). 500 E Ohio Street Monticello has 4 bedrooms, 2 baths and was built in 1978. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.