10977 N Lower Lakeshore Drive

Monticello, IN
$ 264,900 Beds 2 Baths 1 Sq 580 Virtual Tour
Monthly Estimate* How much can I afford?

LOCATION, LOCATION, LOCATION on Lake Freeman in a desirable golf cart community. Maintenance free year round home and lot, Airbnb opportunity, or summer get away. Partially wooded large lot with plenty of parking and ample space for an RV. The large 24x36 pole barn with a 10ft door can accommodate all your boating and storage needs. Shared easement to the water frontage with your own electric boat lift and jet ski lift. This property is perfect for entertaining with its large deck and great main lake views. Updated interior with an open floor plan, butcher block countertops, all appliances and wash/dryer included, tile shower, and tankless water heater. Located less than a few miles from Sportsman, Madam Carroll, live music, and downtown Monticello.

Single Family

  • Price
  • $ 264,900
  • City
  • Monticello
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • CARROLL
  • Half Bathrooms
  • 0
  • Area
  • Jefferson
  • Lot Size
  • 0.548 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 580
  • Year Built
  • 1945
  • Taxes
  • $ 695
  • Style
  • Bungalow,Cabin/Cottage
  • MLS#
  • 202617867
Listed By: Lynn Edgell with @properties;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Regional
Heating Gas,Conventional,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Easement/Other
Garage Detached
Amenities Deck Open,Dryer Hook Up Gas,RV Parking,Main Floor Laundry,Washer Hook-Up
Status Active
Full Baths 1
Bathrooms 1
Year Built 1945
New Construction No
Subdivision Sunset Park
Style One Story
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 81
FIPS Code 18015
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Annual Taxes 695.34
Area Carroll County
Location Lake,Rural
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Assoc. Dues Frequency Not Applicable
Architectural Style Bungalow,Cabin/Cottage
Total Sq Ft 580
Elementary School Twin Lakes
Middle School Twin Lakes
Legal Description Unit 1 Sunset Park Blk F Lot 8,Unit 1 Sunset Park Block F SW Lot 7,Unit 1 Sunset Park Block F Pt Lot 7,Unit 1 Sunset Park Block F Lot 6,Unit 1 Sunset Park Block F Lot 5,Unit 1 Sunset Park Block F Lot
Agent First Name Lynn
Agent Last Name Edgell
DOM 127
Tax Year 2025

Interior Features

Basement Crawl
Flooring Laminate
Kitchen Length 11
Kitchen Width 15
Beds 2
Total Rooms 4
Living Room Width 13
Living Room Length 11
Full Baths Main 1
Total Finished SqFt 580
Basement Y/N No
Above Grade Bedrooms 2
1st Bedroom Level Main
1st Bedroom Width 8
2nd Bedroom Length 8
2nd Bedroom Level Main
2nd Bedroom Width 8
Above Grade Finished SqFt 580
Extra Room Description foyer
Extra Room Length 7
Extra Room Level Main
Extra Room Width 7
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Water Frontage 10
Pool No
Waterfront Lake
Garage Length 24
Garage Width 36
Lot Size Area 23871
Lot Dimensions irr
Lot Description Waterfront,Water View
Garage SqFt 864
Water Features Boat Docking Rights
Well Type Private
Water Name Lake Freeman
Approx. Lot Size Acres 0.548
Garage Capacity 2
ROOF MATERIAL Metal
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Twin Lakes Elementary School
Middle School Twin Lakes Middle School
High School Twin Lakes High School

Price History

5/12/2026 Listed $274,900
6/14/2026 4% - $264,900

Property vs Zip Code Average in 47960

Price
AVG $370K
$260K
Taxes
AVG $2,046
$695
Year Built
AVG 1965
1945
Visits
AVG 61
121
Data Provided by Inside Real Estate®

10977 N Lower Lakeshore Drive Monticello, IN is a Single Family Home for sale at $264900 with 580 sqft and a lot size of 0.548 Acres Acre(s). 10977 N Lower Lakeshore Drive Monticello has 2 bedrooms, 1 baths and was built in 1945. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.