681 Hancock School Road

Spencer, IN
$ 394,900 Beds 2 Baths 2 Sq 2,130 Virtual Tour
Monthly Estimate* How much can I afford?

Some properties simply offer a home. Others offer a place to truly settle in & enjoy the surroundings. Minutes from Spencer, this 2-bdrm, 2-bath property delivers 2,130 sqft of living space tucked into a peaceful, park-like setting. Step onto the deck & look out over the stocked pond, complete with two aerators, then choose your favorite spot among the multiple seating areas or gather around the fire pit as the day winds down. Fruit trees & bushes add to the garden area, while a chicken coop brings even more possibilities for country living. Four dog kennels & several outbuildings provide practical space. Inside, the kitchen is sure to make an impression with custom-built cabinetry, granite countertops, large island, & walk-in pantry. Main level offers a comfortable mix of living & everyday spaces, including a bedroom, full bath, laundry room, family room, & living room. Welcoming front porch adds yet another place to slow down & enjoy the quiet setting. Upstairs, 19x17 primary suite creates a private retreat. Walk-in closet provides plenty of storage, while en-suite bath features relaxing soaking tub & dual-sink vanity. Detached 2-car garage w/ lean-to adds even more versatility. With its combination of character, charm, thoughtful interior features, & exceptional outdoor amenities, this property offers much more than just a place to live.

Single Family

  • Price
  • $ 394,900
  • City
  • Spencer
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 0
  • Area
  • Washington
  • Lot Size
  • 4.56 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 2,130
  • Year Built
  • 1955
  • Taxes
  • $ 1289
  • Style
  • Traditional
  • MLS#
  • 202615184
Listed By: Samantha Carver with Home Team Properties; Office: 844-821-6051
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Detached
Amenities Breakfast Bar,Ceiling Fan(s),Closet(s) Walk-in,Countertops-Stone,Deck Open,Deck on Waterfront,Detector-Carbon Monoxide,Detector-Smoke,Dryer Hook Up Electric,Eat-In Kitchen,Firepit,Garage Door Opener,
Status Active
Full Baths 2
Bathrooms 2
Year Built 1955
New Construction No
Subdivision West Wood / Westwood
Style One and Half Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 71
FIPS Code 18119
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Annual Taxes 1289.28
Area Owen County
Location Rural
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Assoc. Dues Frequency Not Applicable
Architectural Style Traditional
Total Sq Ft 2130
Elementary School Spencer
Middle School Owen Valley
Legal Description PT NW NW S26 T10 R44.565A
Agent First Name Samantha
Agent Last Name Carver
DOM 143
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Crawl
Flooring Carpet,Laminate,Ceramic Tile
Kitchen Length 13
Laundry Room Width 8
Laundry Room Length 8
Kitchen Width 17
Beds 2
Total Rooms 6
Fireplace None
Family Room Width 19
Living Room Width 19
Family Room Length 21
Living Room Length 17
Full Baths Main 1
Full Baths Upper 1
Total Finished SqFt 2130
Basement Y/N No
Above Grade Bedrooms 2
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 19
2nd Bedroom Level Upper
2nd Bedroom Width 17
Above Grade Finished SqFt 2130
Living/Great Rm Level Main
Main Level SqFt 1570

Exterior Features

Exterior Vinyl
Driveway Gravel
Pool No
Waterfront Pond
Garage Length 24
Garage Width 30
Lot Size Area 198634
Lot Dimensions Irregular
Lot Description Irregular,Partially Wooded,3-5.9999
Fence Full
Garage SqFt 720
Approx. Lot Size Acres 4.56
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Asphalt
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spencer Elementary School
Middle School Owen Valley Middle School
High School Owen Valley High School

Price History

4/27/2026 Listed $399,900
8/4/2026 2% - $394,900

Property vs Zip Code Average in 47460

Price
AVG $380K
$390K
Taxes
AVG $1,606
$1,289
Year Built
AVG 1980
1955
Visits
AVG 91
188
Data Provided by Inside Real Estate®

681 Hancock School Road Spencer, IN is a Single Family Home for sale at $394900 with 2130 sqft and a lot size of 4.56 Acres Acre(s). 681 Hancock School Road Spencer has 2 bedrooms, 2 baths and was built in 1955. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.