4863 E Elmer Girtz Drive

Monticello, IN
$ 309,900 Beds 3 Baths 1.5 Sq 1,424 Virtual Tour
Monthly Estimate* How much can I afford?

OPPORTUNITY IS KNOCKIN in a LAKE NEIGHBORHOOD THATS ROCKIN! Check out this classic lake cottage situated in one of the areas fastest developing lake neighborhoods over the last few years. The open floor plan includes the kitchen & 3 different living spaces featuring a fireplace & main lake scenery. A Jack-N-Jill bath off one bedroom, 2 additional bed rooms, laundry space, 2 car attached garage & an extra potty rm. for kids complete the package. A mid-level lake-view deck provides another great site to enjoy the main lake vistas. Priced to sell, theres plenty of opportunity to enjoy the lake life now or to design your lake life dream home! Inspection welcome but selling as is.

Single Family

  • Price
  • $ 309,900
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • WHITE
  • Half Bathrooms
  • 1
  • Area
  • Liberty
  • Lot Size
  • 0.158 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 1,424
  • Year Built
  • 1960
  • Taxes
  • $ 2347
  • Style
  • Ranch
  • MLS#
  • 202614892
Listed By: Sean Dekker with REAL ESTATE NETWORK L.L.C;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Regional
Heating Electric,Wood,Baseboard,Multiple Heating Systems
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Lakefront
Garage Attached
Amenities Cable Available,Ceiling Fan(s),Deck Open,Deck on Waterfront,Dryer Hook Up Electric,Eat-In Kitchen,Open Floor Plan,Tub/Shower Combination,Main Level Bedroom Suite,Main Floor Laundry,Washer Hook-Up,Jac
Status Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1960
New Construction No
Subdivision Elmer Girtz
Style One Story
Township Liberty
Class RESIDENTIAL
Type Site-Built Home
Age 66
FIPS Code 18181
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Common Amenities None
Dining Room Level Main
Annual Taxes 2347.5
Area White County
Location Lake
High School North White Jr/Sr
City Monticello
School District North White School Corp.
Assoc. Dues Frequency Not Applicable
Other Fee Description SFLECC
Other Fees $ 175
Other Fees Frequency Annually
Architectural Style Ranch
Total Sq Ft 1424
Elementary School North White Primary
Middle School North White Jr/Sr
Legal Description ELMER GIRTZ CAMP LOT 38 & STRIP 3'X10' SW/S LOT 39
Agent First Name Sean
Agent Last Name Dekker
DOM 116
Tax Year 2025 PAYABLE 2026

Interior Features

Basement Crawl
Flooring Carpet,Laminate,Vinyl
Other Room 1 Level Main
HVAC Ceiling Fan
Kitchen Length 13
Laundry Room Width 7
Laundry Room Length 8
Kitchen Width 11
Beds 3
Total Rooms 8
Dining Room Length 19
Dining Room Width 11
Fireplace Dining Rm,Wood Burning,One
Living Room Width 15
Other Room 1 Description ENCLOSED PORCH
Living Room Length 17
Full Baths Main 1
Total Finished SqFt 1424
Basement Y/N No
Other Room 1 Length 8
Other Room 1 Width 3
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 8
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 9
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 8
Above Grade Finished SqFt 1424
Extra Room Description SUNROOM
Extra Room Length 17
Extra Room Level Main
Extra Room Width 9
Living/Great Rm Level Main

Exterior Features

Exterior Stone,Vinyl
Water Frontage 53
Pool No
Waterfront Lake
Garage Length 24
Garage Width 21
Lot Size Area 6882
Lot Dimensions 53X130
Lot Description Level,Waterfront,Lake,Water View,Waterfront-Medium Bank
Fence None
Garage SqFt 504
Water Features Pier/Dock
Well Type Shared
Water Name Lake Shafer
Approx. Lot Size Acres 0.158
Garage Capacity 2
ROOF MATERIAL Shingle
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School North White Primary Elementary School
Middle School North White Jr/Sr Middle School
High School North White Jr/Sr High School

Price History

4/24/2026 Listed $319,900
8/5/2026 4% - $309,900

Property vs Zip Code Average in 47960

Price
AVG $370K
$310K
Taxes
AVG $2,010
$2,347
Year Built
AVG 1966
1960
Visits
AVG 60
129
Data Provided by Inside Real Estate®

4863 E Elmer Girtz Drive Monticello, IN is a Single Family Home for sale at $309900 with 1424 sqft and a lot size of 0.158 Acres Acre(s). 4863 E Elmer Girtz Drive Monticello has 3 bedrooms, 1 baths and was built in 1960. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.