11751 W Pirates Roost Road

Monticello, IN
$ 229,900 Beds 1 Baths 1 Sq 532 Virtual Tour
Monthly Estimate* How much can I afford?

Completely rebuilt and ready to enjoy, this lakefront retreat was taken down to the studs and thoughtfully remodeled in 2020. Nearly every major component has been updated including plumbing, electrical, siding, windows, and roof, giving you the feel of a newer home with the charm of a cozy getaway. Inside, youll find a beautifully finished 1 bedroom, 1 bath layout designed for simplicity and comfort. The kitchen comes fully equipped with refrigerator, microwave, and electric range/oven, and all appliances stay. A 100 amp electrical service and water heater conveniently located under the stairs add to the homes efficiency. Step outside to a front deck overlooking the water, the perfect place to start your morning or unwind at sunset. The property also features a permanent boat lift with an upper deck, creating a unique space to relax right at the waters edge. Easy access allows you to drive down to the lift, making lake days effortless. Whether youre searching for a weekend escape, a summer destination, or a low-maintenance lake home, this property offers the ideal blend of updates, views, and lifestyle.

Single Family

  • Price
  • $ 229,900
  • City
  • Monticello
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • CARROLL
  • Half Bathrooms
  • 0
  • Area
  • Jefferson
  • Lot Size
  • 0.01 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 532
  • Year Built
  • 1930
  • Taxes
  • $ 490
  • Style
  • Site-Built Home
  • MLS#
  • 202614608
Listed By: Kaylie Black with Brick Built Real Estate;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Other Heating System
Cooling Other
Laundry Y/N N/A
Fireplaces No
Water Access Type Lakefront
Status Active
Full Baths 1
Bathrooms 1
Year Built 1930
New Construction No
Subdivision Poncies Hillside
Style Other
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 96
FIPS Code 18015
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Annual Taxes 490
Area Carroll County
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Assoc. Dues Frequency Not Applicable
Total Sq Ft 532
Elementary School Twin Lakes
Middle School Twin Lakes
Legal Description PONCIES HILLSIDE PD LOT 5 688 SQ FT
Agent First Name Kaylie
Agent Last Name Black
DOM 146
Tax Year 2024
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement None
Beds 1
Total Rooms 3
Full Baths Main 1
Total Finished SqFt 532
Basement Y/N No
Above Grade Bedrooms 1
1st Bedroom Level Main
1st Bedroom Width 11
Above Grade Finished SqFt 532

Exterior Features

Exterior Shingle,Vinyl
Water Frontage 15
Pool No
Waterfront Lake
Lot Size Area 436
Lot Dimensions 15x49
Lot Description Waterfront
Water Features Pier/Dock
Well Type Community
Water Name Lake Freeman
Approx. Lot Size Acres 0.01
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N No

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Twin Lakes Elementary School
Middle School Twin Lakes Middle School
High School Twin Lakes High School

Price History

4/23/2026 Listed $250,000
6/22/2026 5% - $239,900
8/15/2026 5% - $229,900

Property vs Zip Code Average in 47960

Price
AVG $370K
$230K
Taxes
AVG $2,046
$490
Year Built
AVG 1965
1930
Visits
AVG 61
101
Data Provided by Inside Real Estate®

11751 W Pirates Roost Road Monticello, IN is a Single Family Home for sale at $229900 with 532 sqft and a lot size of 0.01 Acres Acre(s). 11751 W Pirates Roost Road Monticello has 1 bedrooms, 1 baths and was built in 1930. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.