12386 W Crest Drive

Monticello, IN
$ 309,900 Beds 2 Baths 2 Sq 816 Virtual Tour
Monthly Estimate* How much can I afford?

Lake Freeman, Lake Level Completely remodeled 2 bedroom 2 full bath year-round house with A+ outdoor lakeside amenities. Interior finish consists of; tiled bathrooms and showers/tub surrounds, laminate flooring and new carpeting in living areas, smooth finish ceilings with recessed lighting. Kitchen upgrades include; stainless farmhouse sink, stainless appliances. Remodel included new plumbing/electrical, furnace & a/c. On-Demand Water heat in Laundry Area, all appliances stay with purchase. Exterior amenities include; 20x24 screened porch lakeside, 29x22 lakeside deck, 25x13 concrete patio lakeside, 25x30 deck at waterfront with gazebo & covered boatslip area. Move-in Ready with Modern decor and updates.

Single Family

  • Price
  • $ 309,900
  • City
  • Monticello
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • CARROLL
  • Half Bathrooms
  • 0
  • Area
  • Jefferson
  • Lot Size
  • 0.09 Acres
  • Zip
  • 47960
  • Sqr Footage
  • 816
  • Year Built
  • 1950
  • Taxes
  • $ 1932
  • Style
  • Ranch
  • MLS#
  • 202604986
Listed By: Gregory Vogel II, Gri with VOGEL REAL ESTATE; gvogeljr@vogel-real-estate.com
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Regional
Heating Gas,Conventional,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Bayfront
Amenities 1st Bdrm En Suite,Deck Open,Deck on Waterfront,Disposal,Patio Open,Porch Screened,Stand Up Shower,Main Level Bedroom Suite
Status Active
Full Baths 2
Bathrooms 2
Year Built 1950
New Construction No
Subdivision Hambridge Cedarcrest
Style One Story
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 76
FIPS Code 18015
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Annual Taxes 1932.86
Area Carroll County
Location Lake
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Assoc. Dues Frequency Not Applicable
Energy Efficient Water Heater
Other Fee Description shorefront
Other Fees $ 175
Architectural Style Ranch
Total Sq Ft 816
Elementary School Twin Lakes
Middle School Twin Lakes
Legal Description Hambridge Cedarcrest Tract c Lot B
Branded Virtual Tour https://my.matterport.com/show/?m=1yxVgAyxNY9
Agent First Name Gregory
Agent Last Name Vogel II,Gri
DOM 211
Tax Year 2026

Interior Features

Basement Crawl
Flooring Carpet,Laminate,Tile
Kitchen Length 8
Laundry Room Width 4
Laundry Room Length 7
Kitchen Width 12
Beds 2
Total Rooms 5
Living Room Width 14
Living Room Length 18
Full Baths Main 2
Total Finished SqFt 816
Basement Y/N No
Above Grade Bedrooms 2
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 10
Above Grade Finished SqFt 816
Living/Great Rm Level Main
Basement Material Block,Poured Concrete

Exterior Features

Road Access Easement
Exterior Wood
Water Frontage 37.5
Driveway Gravel
Pool No
Waterfront Lake
Lot Size Area 3920
Lot Dimensions 37.5x100
Lot Description Waterfront,0-2.9999,Lake,Water View,Waterfront-Level Bank
Water Features Pier/Dock
Well Type Private
Water Name Lake Freeman
Approx. Lot Size Acres 0.09
ROOF MATERIAL Shingle
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N No

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Twin Lakes Elementary School
Middle School Twin Lakes Middle School
High School Twin Lakes High School

Price History

2/17/2026 Listed $342,500
4/6/2026 1% - $339,900
6/16/2026 9% - $309,900

Property vs Zip Code Average in 47960

Price
AVG $370K
$310K
Taxes
AVG $2,046
$1,932
Year Built
AVG 1965
1950
Visits
AVG 61
125
Data Provided by Inside Real Estate®

12386 W Crest Drive Monticello, IN is a Single Family Home for sale at $309900 with 816 sqft and a lot size of 0.09 Acres Acre(s). 12386 W Crest Drive Monticello has 2 bedrooms, 2 baths and was built in 1950. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.