11190 Ruckle Street

Carmel, IN
$ 429,900 Beds 3 Baths 2.5 Sq 1,922
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained home in the desirable Waterwood of Carmel neighborhood! An inviting open floor plan with soaring ceilings creates a bright and spacious feel, with comfortable living areas designed for both everyday living and entertaining. The main-level primary suite offers a peaceful retreat with an en-suite bath and convenient main-level living, while additional bedrooms and a full bath upstairs provide plenty of space for family, guests, or a home office. Step outside to enjoy the privacy of the fully fenced backyard, perfect for relaxing, entertaining, gardening, or enjoying your morning coffee. The established neighborhood offers a quiet setting with mature surroundings while being conveniently located near the Monon Trail, Monon Community Center, shopping, dining, parks, and everyday amenities. Notable updates include a tankless water heater, furnace (2023), and water softener (2018), providing added comfort and efficiency. Located within the highly regarded Carmel Clay Schools district, this home offers an ideal combination of comfortable living, privacy, convenience

Active

  • Price
  • $ 429,900
  • City
  • Carmel
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Clay
  • Lot Size
  • 0.17 Acres
  • Zip
  • 46032
  • Sqr Footage
  • 1,922
  • Year Built
  • 1995
  • Taxes
  • $ 3944
  • Style
  • Traditional
  • MLS#
  • 22125813
Listed By: Chizuki Lothamer with @properties;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Possession Closing
Appliances Dishwasher,Dryer,Disposal,MicroHood,Electric Oven,Tankless Water Heater,Washer,Water Softener Owned,Microwave,Refrigerator
HOA Fee 365
Garage Spaces 2
Association Fee Includes Entrance Common,Maintenance,Snow Removal
Patio/Porch Features Covered,Deck
Architectural Style Traditional
Construction Materials Vinyl With Brick,Brick
Year Built 1995
View Trees/Woods
Township Clay
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Hamilton
New Construction No
Property Type Residential
Association Amenities Maintenance,Snow Removal
HOA Yes
Subdivision Name Waterwood Of Carmel
Garage Y/N Yes
Total Rooms 8
Full Baths 2
Status Active
Directions GPS Friendly
High School Carmel High School
City Carmel
High School District Carmel Clay Schools
MLS Area 2910 - Hamilton - Clay
Lot Size Square Feet 7405
Property Attached Y/N No
Standard Status Active
Tax Lot 47
Legal Description Acreage .17,Section 2,Township 17,Range 3,Waterwood Of Carmel,Section 2,Lot 47

Interior Features

Interior Amenities Breakfast Bar,Cathedral Ceiling(s),High Ceilings,Paddle Fan,Hi-Speed Internet Availbl,Walk-In Closet(s),Bath Sinks Double Main,Vaulted Ceiling(s)
Basement (Y/N) No
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Main Level Bedrooms 1
LivingAreaSource Broker
Total Baths 3

Exterior Features

Fencing Privacy
Parking Features Attached
Water Source Public
Foundation Details Slab
Spa No
Building Area Total 1922
Lot Size Acres 0.17
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Carmel High School

Price History

9/14/2026 Listed $429,900

Property vs Zip Code Average in 46032

Price
AVG $1.23M
$430K
Taxes
AVG $8,489
$3,944
Year Built
AVG 1990
1995
Visits
AVG 70
8
Data Provided by Inside Real Estate®

11190 Ruckle Street Carmel, IN is a Single Family Home for sale at $429900 with 1922 sqft and a lot size of 0.17 Acres Acre(s). 11190 Ruckle Street Carmel has 3 bedrooms, 2 baths and was built in 1995. The property's zip code is 46032 which is in Carmel, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.