13948 Nansemond Drive

Carmel, IN
$ 472,499 Beds 4 Baths 2.5 Sq 2,124 Virtual Tour
Monthly Estimate* How much can I afford?

Some homes make you wait until you're inside to feel anything. This one starts working on you the moment you walk into the backyard. A fire pit is already built for the evenings that stretch past sunset. Garden boxes are already framed for whoever wants to grow something this spring. A full privacy fence and private gate wrap the whole thing in quiet, no matter what the rest of the neighborhood is doing. Inside, the kitchen was updated with connection in mind - it opens directly into the family room, so conversation in one space carries into the other. A wood-burning fireplace anchors the family room for the months when the backyard isn't the draw. Built-in bookshelves add character. A front room that currently works as an office and a separate formal dining room give the main floor room to flex. Upstairs, four bedrooms include a primary suite with its own bath. Both full bathrooms have been remodeled. HVAC was replaced in 2024 and the water heater in 2023, so the systems that matter most are already handled. Set in the established Village of Mt. Carmel, with HOA amenities including a clubhouse, pool, tennis and basketball courts, and a neighborhood playground, the location puts you close to the Monon Trail, Clay Terrace, and Downtown Carmel, with easy access to US-31.

Active

  • Price
  • $ 472,499
  • City
  • Carmel
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Clay
  • Lot Size
  • 0.39 Acres
  • Zip
  • 46032
  • Sqr Footage
  • 2,124
  • Year Built
  • 1980
  • Taxes
  • $ 4324
  • Style
  • Traditional
  • MLS#
  • 22120539
Listed By: Mel Coutz with Highgarden Real Estate;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Electric,Forced Air,Heat Pump
Cooling Central Air
Utilities Cable Available,Electricity Connected,Sewer Connected,Water Connected
Possession Negotiable,Possession Other Hm
Appliances Dishwasher,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator,Water Softener Owned
HOA Fee 350
Garage Spaces 2
Association Fee Includes Clubhouse,Entrance Common,ParkPlayground,Tennis Court(s)
Patio/Porch Features Deck,Patio,Porch
Architectural Style Traditional
Security Features Security System
Construction Materials Brick,Wood Siding
Year Built 1980
Electric 200+ Amp Service
Township Clay
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Hamilton
New Construction No
Property Type Residential
Association Amenities Clubhouse,Park,Playground,Pool,Tennis Court(s)
HOA Yes
Subdivision Name Village Of Mt Carmel
Facing Direction East
Garage Y/N Yes
Total Rooms 9
Full Baths 2
Status Active
Directions GPS Friendly
High School Carmel High School
City Carmel
High School District Carmel Clay Schools
MLS Area 2910 - Hamilton - Clay
Lot Size Square Feet 16988
Elementary School Carmel Elementary School
Property Attached Y/N No
Current Financing Conventional,FHA,VA
Middle/Junior High School Carmel Middle School
Additional Parcels Y/N No
Standard Status Active
Tax Lot 90
Legal Description Acreage .39,Section 24,Township 18,Range 3,Village Of Mt Carmel,Section 9,Lot 90

Interior Features

Interior Amenities Attic Pull Down Stairs,Breakfast Bar,Built-in Features,Paddle Fan,Hi-Speed Internet Availbl,Eat-in Kitchen,Pantry,Smart Thermostat,Wood Work Painted
Total Fireplaces 1
Fireplace Features Family Room,Wood Burning
Basement (Y/N) No
Half Baths 1
Laundry Features Laundry Room,Main Level,Sink
Total Bedrooms 4
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Exterior Amenities Basketball Court,Lighting,Fire Pit,Storage Shed
Fencing Full,Privacy,Gate
Parking Features Attached
Lot Features Close to Clubhouse,Curbs,Sidewalks,Mature Trees
Water Source Public
Foundation Details Concrete Perimeter
Spa No
Building Area Total 2124
Lot Size Acres 0.39
Waterfront Y/N No
Other Equipment Security System,Smoke Alarm,Sump Pump
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Carmel Elementary School
Middle School Carmel Middle School
High School Carmel High School

Price History

9/3/2026 Listed $474,999
9/17/2026 1% - $472,499

Property vs Zip Code Average in 46032

Price
AVG $1.16M
$470K
Taxes
AVG $7,873
$4,324
Year Built
AVG 1989
1980
Visits
AVG 71
39
Data Provided by Inside Real Estate®

13948 Nansemond Drive Carmel, IN is a Single Family Home for sale at $472499 with 2124 sqft and a lot size of 0.39 Acres Acre(s). 13948 Nansemond Drive Carmel has 4 bedrooms, 2 baths and was built in 1980. The property's zip code is 46032 which is in Carmel, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.