10306 New Jersey Street

Carmel, IN
$ 419,000 Beds 4 Baths 2.5 Sq 2,640
Monthly Estimate* How much can I afford?

Charming Northridge Ranch - Fully Updated Inside and Out! Welcome home to this beautifully refreshed 4-bedroom, 2.5-bath ranch tucked on a spacious .48-acre lot in Carmel's sought-after Northridge neighborhood. With 2,640 total square feet spread across a spacious main level and a fully finished basement, this home offers the charm and space you're looking for. Step inside to gleaming hardwood floors, a formal dining room, and a bright living room anchored by a woodburning fireplaces. The eat-in kitchen features updated cabinetry and a breakfast bar, perfect for casual mornings or entertaining. The main level offers three bedrooms, including a comfortable primary suite, while the finished basement adds a fourth bedroom, a spacious family room, a rec/play room - ideal for a home theater, guest suite, or additional living space. Major updates take the guesswork out of ownership: new roof (2024), fresh interior paint (July 2026), a newly finished basement (July 2026), new carpet (August 2026), a water heater (2025), and a garage addition with new roof (July 2026). The two-car detached garage and open patio overlook mature trees and a generous, private yard. Just minutes from shopping, dining, and downtown Carmel - this move-in-ready home combines classic charm with modern updates in an unbeatable location!

Active

  • Price
  • $ 419,000
  • City
  • Carmel
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Clay
  • Lot Size
  • 0.48 Acres
  • Zip
  • 46280
  • Sqr Footage
  • 2,640
  • Year Built
  • 1959
  • Taxes
  • $ 4238
  • Style
  • Ranch,Traditional
  • MLS#
  • 22119916
Listed By: Ashley Braun with eXp Realty, LLC;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Cable Available,Natural Gas Connected
Possession Negotiable
Appliances Dishwasher,Dryer,Disposal,Gas Water Heater,MicroHood,Electric Oven,Refrigerator,Washer
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Ranch,Traditional
Construction Materials Brick
Year Built 1959
Township Clay
Levels One
Property Subtype Single Family Residence
Tax Year 2025
County Hamilton
New Construction No
Property Type Residential
HOA No
Subdivision Name Northridge
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
Directions GPS Friendly
City Carmel
High School District Carmel Clay Schools
MLS Area 2910 - Hamilton - Clay
Lot Size Square Feet 15246
Property Attached Y/N No
Current Financing FHA,VA,Conventional
Standard Status Active
Tax Lot 344,345 & 346
Legal Description Acreage .00,Section 11,Township 17,Range 3,Northridge/Carmel Clay,Lot 344,345 & 346

Interior Features

Interior Amenities Attic Access,Breakfast Bar,Paddle Fan,Hi-Speed Internet Availbl,Eat-in Kitchen,Supplemental Storage
Basement Daylight,Egress Window(s),Finished
Total Fireplaces 2
Fireplace Features Basement,Living Room,Non Functional,Wood Burning
Basement (Y/N) Yes
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 1320
Main Level Bedrooms 3
LivingAreaSource Plans
Total Baths 3

Exterior Features

Parking Features Detached
Lot Features Mature Trees
Water Source Public,Private
Foundation Details Block
Building Area Total 2640
Lot Size Acres 0.48
Other Equipment Smoke Alarm,Sump Pump Dual,Sump Pump w/Backup
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/20/2026 Listed $419,000

Property vs Zip Code Average in 46280

Price
AVG $510K
$420K
Taxes
AVG $2,821
$4,238
Year Built
AVG 1974
1959
Visits
AVG 38
34
Data Provided by Inside Real Estate®

10306 New Jersey Street Carmel, IN is a Single Family Home for sale at $419000 with 2640 sqft and a lot size of 0.48 Acres Acre(s). 10306 New Jersey Street Carmel has 4 bedrooms, 2 baths and was built in 1959. The property's zip code is 46280 which is in Carmel, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.