4057 Rachel Lane

Carmel, IN
$ 440,000 Beds 4 Baths 2.5 Sq 3,528
Monthly Estimate* How much can I afford?

Imagine pulling into a quiet, peaceful cul-de-sac and stepping into a sanctuary that feels entirely your own. From the moment you open the door, crisp interior paint, modern light fixtures, and refreshed hardware welcome you home with effortless, contemporary elegance. Spanning over 3,500 square feet, this is one of the largest properties in the neighborhood, offering the kind of rare, expansive footprint where your life finally has room to breathe. The heart of the home flows seamlessly into vibrant living areas, but the real secret lies upstairs. Beyond the four spacious bedrooms sits a massive loft, a flexible haven waiting to become your private movie theater, high-end home gym, or dream playroom. When it's time to unwind, retreat to your oversized primary suite, designed to feel like a boutique hotel getaway at the end of every day. Outside, step into your private, fully fenced backyard, ideal for late-night stargazing, weekend BBQs, or endless play. Best of all? True peace of mind is already built in, thanks to brand-new 2026 heating, cooling, and updated systems. Nestled just four minutes from the nature trails at Cool Creek Park and moments from top dining and shopping, this location blends tranquil privacy with ultimate convenience. Homes with this much space, major updates, and prime placement rarely stay available for long. Opportunities like this don't wait. Schedule your private tour today to experience the feeling before someone else claims it!

Active

  • Price
  • $ 440,000
  • City
  • Carmel
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Washington
  • Lot Size
  • 0.3 Acres
  • Zip
  • 46033
  • Sqr Footage
  • 3,528
  • Year Built
  • 2002
  • Taxes
  • $ 4078
  • Style
  • Traditional
  • MLS#
  • 22116272
Listed By: Eric Forney with Keller Williams Indy Metro Partners;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Electric
Cooling Central Air
Possession Negotiable
Appliances Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Washer
HOA Fee 400
Garage Spaces 2
Association Fee Includes Association Home Owners,Management
Patio/Porch Features Patio
Architectural Style Traditional
Construction Materials Vinyl With Brick
Year Built 2002
Township Washington
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Hamilton
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Setters Place
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
Directions GPS Friendly
City Carmel
High School District Westfield-Washington Schools
MLS Area 2913 - Hamilton - Washington
Lot Size Square Feet 13068
Property Attached Y/N No
Current Financing Conventional,FHA,VA
Standard Status Active
Tax Lot 14
Legal Description Acreage .30,Section 17,Township 18,Range 4,Setters Place,Lot 14,Irregular Shape

Interior Features

Interior Amenities Vaulted Ceiling(s),Walk-In Closet(s),Pantry
Total Fireplaces 1
Fireplace Features Great Room,Wood Burning
Basement (Y/N) No
Half Baths 1
Total Bedrooms 4
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Fencing Full
Parking Features Attached
Lot Features Cul-De-Sac,Sidewalks
Water Source Public
Foundation Details Slab
Building Area Total 3528
Lot Size Acres 0.3
Other Equipment None
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lafayette, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/4/2026 Listed $440,000

Property vs Zip Code Average in 46033

Price
AVG $740K
$440K
Taxes
AVG $6,559
$4,078
Year Built
AVG 1997
2002
Visits
AVG 52
21
Data Provided by Inside Real Estate®

4057 Rachel Lane Carmel, IN is a Single Family Home for sale at $440000 with 3528 sqft and a lot size of 0.3 Acres Acre(s). 4057 Rachel Lane Carmel has 4 bedrooms, 2 baths and was built in 2002. The property's zip code is 46033 which is in Carmel, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.